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It's rare that a shot straight out of the camera works best. It can happen of course, but more often than not, it needs to be interpreted somehow to show better what you feel the image should convey. Here is a pretty ordinary picture with the colour shot shown 'as is' straight out of the camera while the monochrome has been processed. The monochrome works much better, but I still don't like the background ... Still, one of the great things about digital photography is the ease that you can return again and again to an image and re-interpret and re-create any original shot.
Taken on a Nikon D70 and 18-70 zoom.